메뉴 건너뛰기

XEDITION

Board

How To Take Care Of Yourself And Your Finances When You've...

ManuelWalden478 2025.12.27 22:10 조회 수 : 2

NEW YORK (AP) - Recent layoffs from technology and media companies and government agencies might have you thinking about job security.

Losing your job is a difficult thing to process and you might feel the impact in several parts of your life. But there are things you can do to alleviate some of the stress and anxiety.

If you´ve been laid off, experts recommend that you first take a moment to process and then move on with a plan for your job search.

"A layoff can feel so personal but it´s not a reflection of your value or what you contributed. Especially in the U.S., the work we do is so tied to our identity," said Lindsay Bryan-Podvin, a financial therapist.

Here are some expert recommendations to help you take care of your finances and your mental health if you've lost your job:

Losing your job can cause a lot of stress and financial anxiety, so it´s important that you take time to emotionally process.

"Acknowledge and normalize that they're going to feel a range of emotions, whether it's anger or sadness," Bryan-Podvin said.

Whether you are feeling sadness, shock, anger or even relief, taking a moment to feel those emotions can help you move forward.

To make plans for the future, it´s essential that you review your current financial situation, said career coach Marlo Lyons.

If you have a budget, take a closer look and review whether you have expenses that you can temporarily cut to save money. Lyons recommends that you know how long your severance package will last if you´re receiving one.

Applying for unemployment benefits as soon as possible can help alleviate some of the financial stress of a layoff. While the amount you get for unemployment might not be as much as your salary, it can help you to stay afloat for some time, Lyons said.

The Labor Department has tips on applying for unemployment.

Getting laid off from a job can affect your self-esteem, so Bryan-Podvin recommends that you create a list of good qualities about yourself that add to your overall value as a person. Bryan-Podvin calls this a "non-financial asset list."

"If I were doing a non-financial asset list on myself I might say I´m a pretty good partner and a fun aunt," she said.

When working with her clients, Bryan-Podvin recommends that they create this list to remind them that their self-worth is part of their net worth.

If you lose your job, you'll need to be more strategic about your spending, said Jesse Mecham, founder of the money management app YNAB.

"In a layoff, it becomes even more imperative that you treat every dollar with more attention than you have in the past," Mecham said.

Part of YNAB´s budgeting strategy is giving each dollar a job, whether it is to pay rent, buy groceries or add to your savings account.

When adjusting your spending, Bryan-Podvin also recommends that you approach this with some compassion. Since cutting back can bleed into not doing activities that make you happy, she recommends reminding yourself that this is a temporary pause rather than a permanent change in your lifestyle.

While utilizing your credit card to pay for some expenses is almost inevitable, it´s best to not completely lean on credit while you´re searching for a new job.

"If getting a new job takes them a little longer than they thought, that credit card has just become an anchor for them," Mecham said.

Even though unemployment is temporary, Mecham recommends cutting expenses rather than keeping them at the same level and leaning on credit.

Look for community resources, jfk airport car service whether that means finding a food bank near you or applying for a temporary hardship program.

"Lots of communities offer temporary hardship programs when it comes to necessary bills, such as electricity or water," Bryan-Podvin said.

USA.Gov offers a benefit finder where you can find available programs and how to apply.

As you are applying to new jobs, Lyons recommends that you take some time to assess if your professional goals are still the same.

If you´re continuing in the same field, Lyons recommends that you make your resume "forward-looking," which means showing your future employer what you can do, not just what you have done.

"You want to show the employer what you can do, what unique value you can bring to that particular job that no other candidate can bring because of your previous experience," Lyons said.

Lyons also recommends that you activate your network by reaching out to past colleagues on LinkedIn or attending industry networking events. Online certifications are another great way to make yourself a better candidate, she added.

Having a routine can help you take care of your mental health and keep a cadence of applying to jobs.

Plan your days so they include eating at your usual time, exercising and applying for jobs for a specific amount of time.

"When we are laid off, unemployment can feel really aimless, especially if it came at us kind of out of nowhere," Bryan-Podvin said.

It´s also important to avoid isolating yourself and lean on your support system for emotional support, she added.

___

The Associated Press receives support from Charles Schwab Foundation for educational and explanatory reporting to improve financial literacy. The independent foundation is separate from Charles Schwab and Co. Inc. The AP is solely responsible for its journalism.

번호 제목 글쓴이 날짜 조회 수
67389 White Pride Worldwide Stephen50Z696346206 2025.12.30 0
67388 台中削骨手術推薦權威醫師 TracieBiddell417881 2025.12.30 80
67387 Unveiling The Astonishing World Of Readers Reading Glasses MauricioPartee1222 2025.12.30 0
67386 Unlocking Clear Vision: Your Definitive Guide To Prescription Glasses For Sale Online Herbert57C56651133576 2025.12.30 0
67385 Genshin Impact Confirms 2.7 & 2.8 Release Dates PollySasse16557341 2025.12.30 0
67384 MAKE MONEY FAST With Our PROVEN System! Get FREE Cash And Gifts With Our AMAZING Offers! Norine366492094681676 2025.12.30 0
67383 Easy Methods To Lose Master Slots Win Real Money In Four Days LeoMeredith03607 2025.12.30 0
67382 Genshin Impact 2.8 Leaks: Shikanoin Heizou Skills & Elemental Burst ZacheryNeedham293992 2025.12.30 0
67381 Onesiamclub สมัคร 27 May Onesiamclub เข้าสู่ระบบ เหมาะกับสายรีบรองรับทุกบัญชีถอนเร็วแบบจุกๆ Top 21 By Oliva EllenSalter57649467 2025.12.30 0
67380 View ACCDW Files Instantly Using FileViewPro Jermaine8673703964013 2025.12.30 0
67379 Restoring Sight Through Online Donations In Canada LashawnMonash667615 2025.12.30 0
67378 Costless Shemale Thermionic Valve Smut Videos FaustinoSteward979 2025.12.30 0
67377 Tungsten Rings - The Conspriracy VaughnArmer372976584 2025.12.30 2
67376 Onesiamclub เครดิตฟรี 4 October Onesiamclub สมัครฟรีไม่ใช้เอกสารฝากผ่านระบบออโต้เร็วทันใจแตกทุกยูสจริง Top 5 By Daryl DarylFassbinder42530 2025.12.30 4
67375 We999 Game: An Extremely Straightforward Method That Works For All Brodie69330119075 2025.12.30 0
67374 15 Things You Didn't Know The Tesla Model 3 Can Do ClaritaFrewin68409 2025.12.30 0
67373 Onesiamclub 25 กันยายน Onesiamclub เครดิตฟรี ไม่ต้องมีประสบการณ์ไม่มีขั้นต่ำโบนัสเข้าแบบจุกๆ Top 54 By Cecelia GeneZahel4739616 2025.12.30 0
67372 Understanding Super Lock And Key Services In Tampa AlanRemington65 2025.12.30 1
67371 Unlocking Your Edge: The Ultimate Necklace Mens Chain Guide For 2025 DaltonJ9633443034 2025.12.30 0
67370 Empty Promises: My CS Nightmare OlaElliott7751813 2025.12.30 0
위로