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Money Fellows has over 4.5. million registered customers on its platform; nonetheless, only 7% are monthly lively users. Money Fellows classifies its users as borrowers, savers or planners relying on where their position is in a ROSCA cycle and when they obtain a payout.

It prices a one-time service fee of about 6% to users who choose its early spots; the proportion decreases down the line and turns to incentivized curiosity paid to customers at the end of the cycle.

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